Cost of Attendance
Notification of Aid
Accept/Decline Your Award
Maintaining Eligibility for Aid
Consumer Information & Policies
The Student Access Loan (SAL) is a need-based, low interest loan for undergraduate students who are Georgia resident. The SAL is administered by the Georgia Student Finance Commission (GSFC). If GSFC initially approves a student’s loan application, our office will then review and certify the application if the student is determined to have sufficient unmet need.
Need is determined by taking the cost of attendance and subtracting the Expected Family Contribution (EFC) and the awarded financial aid (excluding the PLUS loan).
Eligibility requirements include, but are not limited to:
Please see GSFC’s website for a full listing of rules and regulations.
The SAL loan maximum annual limit is $8,000. Please note the SAL loan amount cannot be increased after the application is processed. For example, if you request on your application $4,000 for a loan period of fall-spring terms, you would be awarded $2,000 for fall and $2,000 for spring.
The application opens yearly in July. Visit GSFC’s website to apply.
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