Before you can receive funds from your Direct Student Loan, it is very important that you know and understand your rights and responsibilities as a student borrower. You must complete a counseling session required by federal regulation.
This step is required for the Subsidized and Unsubsidized Direct Student Loans and for the Graduate PLUS loan. It is not required for the Parent PLUS loan.
You do not have to wait to complete this requirement, and we strongly encourage you to complete this requirement as soon as possible to avoid disbursement delays.