Know More. Borrow Less.
The University System of Georgia recently launched a financial literacy initiative known as “Know More. Borrow Less.” This system wide initiative is a comprehensive plan aimed at reducing barriers to financial aid, improving students’ understanding of borrowing and reducing student debt. A goal of “Know More. Borrow Less.” is to provide students timely information about their student loans. To support this initiative, The Office of Scholarships and Financial Aid will provide Georgia Tech loan borrowers with personalized debt notifications that include the amount the student currently owes and the expected monthly payment and interest costs. Remember, a complete listing of federal loans borrowed are always available to view through StudentAid.gov. Please visit https://www.usg.edu/know_more_borrow_less/ for more information.
Federal Direct Loan Programs
Georgia Tech participates in Direct Lending, which provides a streamlined, high-quality, cost-effective, and dependable loan program for Georgia Tech families. The Federal Direct Loan Program includes:
- Subsidized Direct Student Loans (for Undergraduate Students only, if eligible)
- Unsubsidized Direct Student Loans
- Direct Parent PLUS Loans (credit approval required)
- Graduate Direct PLUS Loans (credit approval required)
- Federal Loans Interest Rates and Fees
- Direct Loan Limits
- Deferment and Forbearance (Explore Student Loan Deferments and Forbearance)
Direct Loan Counseling
Additional Education Loans
In addition to the Federal Direct Student Loan Programs, which provide the largest number and dollar amount of education loan assistance, Georgia Tech students receive funds from the following sources: