Required Steps for Direct Loan Borrowers
To apply, complete the FAFSA and Georgia Tech Application for Scholarships and Financial Aid (GTAPP) for the appropriate academic year. Indicate on the GTAPP that you want to be considered for loans.
To finalize loans that appear on your Award Notice, complete the following steps.
Five Steps to Finalize Loans
Step One (complete every year)
2021-22 Award Year
- The online Direct Student Loan Certification*
- Direct Parent PLUS Application (The borrower of the PLUS is your PARENT and requires credit approval. Additional steps are required for all borrowers and will be available June 1, 2021)*
- The Direct Grad PLUS Application (graduate students only)*
2020-21 Award Year
- The online Direct Student Loan Certification*
- Direct Parent PLUS Application (The borrower of the PLUS is your PARENT and requires credit approval. Additional steps are required for all borrowers and will be available June 1, 2020)*
- The Direct Grad PLUS Application (graduate students only)*
*Be sure to complete forms for the appropriate year.
Deadlines:
- Fall - July 1
- Spring - December 1
- Summer - April 1
Step Two (complete once)
Complete Student Loan Counseling. This step is required for the Subsidized and Unsubsidized Direct Student Loans and for the Graduate PLUS loan.* It is not required for the Parent PLUS loan.
*Please allow 2-3 days for OSCAR to update.
Deadlines
- Fall - July 1
- Spring - December 1
- Summer - April 1
Step Three (complete once)
Sign the electronic Master Promissory Note (MPN) now or on receipt of your notice.
For detailed information on the Master Promissory Note click here.
Note: MPN requirements will appear as satisfied in OSCAR beginning July 1. Please allow 2-3 days for OSCAR to update
Deadlines:
- Fall - July 1
- Spring - December 1
- Summer - April 1
Step Four (complete once unless change of information)
Sign up for Direct Deposit. See the Office of the Bursar for details.
Deadlines:
- During registration period
Step Five (complete every semester)
Register for at least six credit hours. Disbursements to eligible students begin on the Wednesday before the first day of class.
Deadlines:
- During registration period
